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J.C. Morgan

Buy Here Pay Here

If you have bad credit, you may just think that you will never be able to get into a car until your credit is higher. It can take a lot of work to raise your credit score and just because you have bad credit does not mean you are a bad person.

Here at Express Motors of McMinnville, we work with customers from all credit backgrounds. Whether you have good credit, no credit, or bad credit, we will get you into a loan that allows you to drive your dream car home. Our Buy Here Pay Here Financing is helpful and beneficial to those without good credit.

What is Buy Here Pay Here Financing?

Our team knows just how difficult it can be to obtain financing when you have bad credit or no credit at all. Not only will you find yourself turned away when you apply for traditional loans, you could become frustrated and may even want to throw in the towel!

Fortunately, we have a solution for you!

Express Motors offers In-House-Financing to those who qualify! This type of financing is perfect for those customers who need a second chance. If you are in the market for a car, truck, or S.U.V. and you want to check out our inventory, do not hesitate to stop by our location in McMinnville, or check in online at https://www.expressmotorstn.com/. You can also call us at (931)507-2244 or email us at expressmotorstn@yahoo.com.


Secure a Buy Here Pay Here Loan Today

BHPH or buy here pay here, is a wonderful option that is available to those customers who have no credit, challenged credit, or bad credit. When you want to purchase one of our used cars, we will work with you to make sure you can get the financing you need.

The entire loan and all payments are arranged with our finance department here at Express Motors. We will extend the credit to you using our in-house finance team. There will be no middle man and NO BANKS to worry about either!

Your approval odds for a buy here pay here loan is greater for a BHPH loan over a traditional bank and we offer a loan to almost all of our customers who apply. It is important to know that this type of a loan does carry a higher interest rate than that of a bank loan, but it is a wonderful option when you are turned away from other lending institutions.


If you would like to explore financing options with us, simply come by our lot at 352 W. Morford St. in McMinnville, and bring your valid TN driver’s license with you, a copy of your pay stubs, a current utility bill, and your car insurance card. We want to see you behind the wheel of the car you have always wanted, and WE CAN MAKE IT HAPPEN TOO!

Call Today to Discuss Our Buy Here Pay Here Option

Our buy here pay here option is convenient for many customers, especially those who struggle with their credit. We are committed to making sure that you can get behind the wheel of a new car and drive it home today!


If you would like to discuss our BHPH financing option, now is the time to call Express Motors of McMinnville at (931)507-2244 or email us at expressmotorstn@yahoo.com. You can also check us out online at www.expressmotorstn.com. We welcome buyers from Manchester, Smithville, Spencer, Sparta, and Woodbury to shop with us also!


Our team is ready to answer any questions you may have about buying vehicles!

WE WILL BE HAPPY TO HELP!

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*Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, & finance charges.

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